Kansas City Area Bankruptcy Firm
No Cash Upfront Options Available 913.225.8330 816.656.2652
Restore Your Credit, Reclaim Your Life Bankruptcy Firm Serving Kansas City & The Surrounding Areas
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Is Bankruptcy Right for Me?

Learn More from Our Kansas City & Johnson County Lawyers: (913) 225-8330

When you are facing financial issues, filing for bankruptcy may be in your best interest. This legal process offers people a solid foundation to rebuild their credit, repay or eliminate their debts, and get their financial futures back on track.

Indicators that you may need to file for bankruptcy include:

  • Are your wages or bank account being garnished?
  • Are you being harassed by bill collectors?
  • Are you behind on your bills?
  • Are you being sued?
  • Are you paying in a debt consolidation plan?
  • Are you worried about a car repossession?
  • Are you worried about home foreclosure?
  • Do you owe back taxes?
  • Are you living check to check and falling behind on some or all debts?
  • Do you have to borrow and ask for money in order to make your monthly obligations?

If you answered yes to any of the above questions, do not hesitate to contact Moore & Associates, LLC online or by calling our Johnson County bankruptcy lawyers at (913) 225-8330. We also help clients in Jackson County, Missouri, and Wyandotte County, Kansas.

Debt Repayment Plans vs. Bankruptcy

A repayment plan differs from bankruptcy in a few key ways. For example, credit card debts may be discharged in full, while consolidation or settlement creates a loan or negotiated settlement, respectively, that must be repaid. No taxes are due for discharged debts in bankruptcy, where repayment plans require payment of additional taxes.

In addition, bankruptcy requires a flat fee, while plans charge interest and monthly fees that depend on the consolidation or settlement company. This has led to many consumer complaints of mistreatment or fraud, where all bankruptcy lawyers are supervised closely by the federal courts.

Finally, bankruptcy allows you to immediately start rebuilding your credit score, stopping all previous negative credit reporting. Debt consolidation and settlement hurt your credit further by continually adding negative late pay history to your credit.

Considering Bankruptcy? Call 913.225.8330.

Our Johnson County bankruptcy attorneys are dedicated to helping you and your family through the entire legal process. From filing to rebuilding your credit, we work as your legal partner, helping you seek a positive outcome for your financial future.

Call Moore & Associates, LLC at (913) 225-8330 to schedule your free case consultation today.

Rave Reviews from
Happy Clients

  • Thank You Very Much

    “Thank you very much. I am very pleased with everything and I fully intend on recommending your firm to anyone I can. Hill, you and your staff made this necessary ordeal a smooth process and gave me the advice and support I never got the first time I filed with my previous attorney.”

    Ms. M

  • I truly appreciate everything.

    “Thank you for all your office has done for me so far. I truly appreciate everything. I have new hope for my financial future. Feels good.”

    Ms. R

  • My husband and I enjoyed doing business with you and your firm.

    “My husband and I enjoyed doing business with you and your firm. You all were very professional and understanding. We especially liked how you wanted to hear all that we had to say and did not make us feel rushed. You were on top of everything. You and your staff are very nice people and we thank you for all that you have done.”

    Mrs. C.

  • I’m very grateful.

    “I just wanted to say thank you so very much for the letter that you drafted for me to help assure people that my Chapter 13 will not hurt them. I am convinced that without that letter I would not have been able to rent the apartment from the complex that I wanted to rent from. I just wanted to take a minute and tell you how much I appreciate all of your help and I’m very grateful that you took the time to create that letter for me. I hope that you have a very Happy Holiday season.”

    Ms. M

  • Everyone at your law firm has been very helpful and outstanding.

    “Years of fear are in the past now and I want to say thanks to you and Hill Moore for everything you have done for me. Everyone at your law firm has been very helpful and outstanding. I can’t thank you all enough!”

    Mrs. H