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Kansas City Area Bankruptcy Firm
No Cash Upfront Options Available 913.225.8330 816.656.2652
Restore Your Credit, Reclaim Your Life Bankruptcy Firm Serving Kansas City & The Surrounding Areas
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Is Bankruptcy Right for Me?

Learn More from Our Kansas City & Johnson County Lawyers: (913) 225-8330

When you are facing financial issues, filing for bankruptcy may be in your best interest. This legal process offers people a solid foundation to rebuild their credit, repay or eliminate their debts, and get their financial futures back on track.

Indicators that you may need to file for bankruptcy include:

  • Are your wages or bank account being garnished?
  • Are you being harassed by bill collectors?
  • Are you behind on your bills?
  • Are you being sued?
  • Are you paying in a debt consolidation plan?
  • Are you worried about a car repossession?
  • Are you worried about home foreclosure?
  • Do you owe back taxes?
  • Are you living check to check and falling behind on some or all debts?
  • Do you have to borrow and ask for money in order to make your monthly obligations?

If you answered yes to any of the above questions, do not hesitate to contact Moore & Associates, LLC online or by calling our Johnson County bankruptcy lawyers at (913) 225-8330. We also help clients in Jackson County, Missouri, and Wyandotte County, Kansas.

Debt Repayment Plans vs. Bankruptcy

A repayment plan differs from bankruptcy in a few key ways. For example, credit card debts may be discharged in full, while consolidation or settlement creates a loan or negotiated settlement, respectively, that must be repaid. No taxes are due for discharged debts in bankruptcy, where repayment plans require payment of additional taxes.

In addition, bankruptcy requires a flat fee, while plans charge interest and monthly fees that depend on the consolidation or settlement company. This has led to many consumer complaints of mistreatment or fraud, where all bankruptcy lawyers are supervised closely by the federal courts.

Finally, bankruptcy allows you to immediately start rebuilding your credit score, stopping all previous negative credit reporting. Debt consolidation and settlement hurt your credit further by continually adding negative late pay history to your credit.

Considering Bankruptcy? Call 913.225.8330.

Our Johnson County bankruptcy attorneys are dedicated to helping you and your family through the entire legal process. From filing to rebuilding your credit, we work as your legal partner, helping you seek a positive outcome for your financial future.

Call Moore & Associates, LLC at (913) 225-8330 to schedule your free case consultation today.

Rave Reviews from
Happy clients

  • I have been very impressed.

    “I have been very impressed with everyone’s treatment of me and the results of my filing. Just wanted to share the compliment!”

    Ms. S.

  • You treated me with professionalism, kindness and respect.

    “I am so grateful for your compassion and understanding. I was an emotional wreck when I walked into your office. I had $20.00 in my pocket and an empty gas tank. You treated me with professionalism, kindness and respect. Thank you!”

    Ms. P

  • You showed impeccable character and integrity and I am forever grateful!

    “It's been a couple of years now since I completed my bankruptcy but I feel compelled to leave a review for Mr. Moore and his entire staff. This a judgment free place. They held my hand, explained the entire process to me each step of the way, and answered every single question I had. Make no mistake, the decision to file is difficult, but when you have a firm like this in your corner, they become your protectors and will do just that. No more creditors calling all hours relieved my anxiety and the payment plan was so easy. Please, accept my sincerest gratitude, Mr. Moore. You showed impeccable character and integrity and I am forever grateful.”

    Lisa H

  • Thank you and Hill.

    “Thank you and Hill, for getting us through this process. If we know of any family or friends that need representation, we will direct them your way.”

    Mrs. Smith

  • I’m very grateful.

    “I just wanted to say thank you so very much for the letter that you drafted for me to help assure people that my Chapter 13 will not hurt them. I am convinced that without that letter I would not have been able to rent the apartment from the complex that I wanted to rent from. I just wanted to take a minute and tell you how much I appreciate all of your help and I’m very grateful that you took the time to create that letter for me. I hope that you have a very Happy Holiday season.”

    Ms. M