Kansas City Area Bankruptcy Firm
No Cash Upfront Options Available 913.225.8330 816.656.2652
Restore Your Credit, Reclaim Your Life Bankruptcy Firm Serving Kansas City & The Surrounding Areas
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Is Bankruptcy Right for Me?

Learn More from Our Kansas City & Johnson County Lawyers: (913) 225-8330

When you are facing financial issues, filing for bankruptcy may be in your best interest. This legal process offers people a solid foundation to rebuild their credit, repay or eliminate their debts, and get their financial futures back on track.

Indicators that you may need to file for bankruptcy include:

  • Are your wages or bank account being garnished?
  • Are you being harassed by bill collectors?
  • Are you behind on your bills?
  • Are you being sued?
  • Are you paying in a debt consolidation plan?
  • Are you worried about a car repossession?
  • Are you worried about home foreclosure?
  • Do you owe back taxes?
  • Are you living check to check and falling behind on some or all debts?
  • Do you have to borrow and ask for money in order to make your monthly obligations?

If you answered yes to any of the above questions, do not hesitate to contact Moore & Associates, LLC online or by calling our Johnson County bankruptcy lawyers at (913) 225-8330. We also help clients in Jackson County, Missouri, and Wyandotte County, Kansas.

Debt Repayment Plans vs. Bankruptcy

A repayment plan differs from bankruptcy in a few key ways. For example, credit card debts may be discharged in full, while consolidation or settlement creates a loan or negotiated settlement, respectively, that must be repaid. No taxes are due for discharged debts in bankruptcy, where repayment plans require payment of additional taxes.

In addition, bankruptcy requires a flat fee, while plans charge interest and monthly fees that depend on the consolidation or settlement company. This has led to many consumer complaints of mistreatment or fraud, where all bankruptcy lawyers are supervised closely by the federal courts.

Finally, bankruptcy allows you to immediately start rebuilding your credit score, stopping all previous negative credit reporting. Debt consolidation and settlement hurt your credit further by continually adding negative late pay history to your credit.

Considering Bankruptcy? Call 913.225.8330.

Our Johnson County bankruptcy attorneys are dedicated to helping you and your family through the entire legal process. From filing to rebuilding your credit, we work as your legal partner, helping you seek a positive outcome for your financial future.

Call Moore & Associates, LLC at (913) 225-8330 to schedule your free case consultation today.

Rave Reviews from
Happy clients

  • I am pleased with the level of service I received.

    “I must say, I was a little apprehensive and afraid about filing bankruptcy. However, my attorney and his staff were very understanding and willing to assist me with answers to all of the questions I had. The staff showed excellent hospitality when I arrived at their office. I am pleased with the level of service I received, with the step by step guidance and what was to be expected during the whole process. I would definitely recommend Moore and Associates to anyone that I thought may need their services.”

    Ms. R

  • I will recommend Moore & Associates to everyone!

    “Lisa, thank you very much for sending the message about the Confirmation Hearing. This process has gone so well, and I know that I couldn't have done it without everyone at Moore & Associates. I have been more than pleased with the service and so blessed that God placed you all in my path to help me. I will recommend Moore & Associates to everyone. Again, I thank you!”

    I will recommend Moore & Associates to everyone!

  • Doug addressed all of my concerns during my bankruptcy.

    “Doug addressed all of my concerns during my bankruptcy. Never once did I feel belittled or unimportant to him or the staff. Everyone was very kind and virtuous. My case was given great attention to detail and communication was phenomenal!!! I have already recommended Moore & Associates to friends in need. ”

    Cherie C.

  • I am grateful to you for everything you’ve done.

    “Hill, you are worth your weight in gold. Thank you for stepping out there with us on this. I know it was a challenge and a headache at times, but I am grateful to you for everything you’ve done.”

    Mrs. P.

  • I will most certainly recommend you guys.

    “Great news. I received my secured credit card over the weekend, so timing was perfect. I will most certainly recommend you guys.”

    Mr. M