Kansas City Area Bankruptcy Firm
No Cash Upfront Options Available 913.225.8330 816.656.2652
Restore Your Credit, Reclaim Your Life Bankruptcy Firm Serving Kansas City & The Surrounding Areas
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Is Bankruptcy Right for Me?

Learn More from Our Kansas City & Johnson County Lawyers: (913) 225-8330

When you are facing financial issues, filing for bankruptcy may be in your best interest. This legal process offers people a solid foundation to rebuild their credit, repay or eliminate their debts, and get their financial futures back on track.

Indicators that you may need to file for bankruptcy include:

  • Are your wages or bank account being garnished?
  • Are you being harassed by bill collectors?
  • Are you behind on your bills?
  • Are you being sued?
  • Are you paying in a debt consolidation plan?
  • Are you worried about a car repossession?
  • Are you worried about home foreclosure?
  • Do you owe back taxes?
  • Are you living check to check and falling behind on some or all debts?
  • Do you have to borrow and ask for money in order to make your monthly obligations?

If you answered yes to any of the above questions, do not hesitate to contact Moore & Associates, LLC online or by calling our Johnson County bankruptcy lawyers at (913) 225-8330. We also help clients in Jackson County, Missouri, and Wyandotte County, Kansas.

Debt Repayment Plans vs. Bankruptcy

A repayment plan differs from bankruptcy in a few key ways. For example, credit card debts may be discharged in full, while consolidation or settlement creates a loan or negotiated settlement, respectively, that must be repaid. No taxes are due for discharged debts in bankruptcy, where repayment plans require payment of additional taxes.

In addition, bankruptcy requires a flat fee, while plans charge interest and monthly fees that depend on the consolidation or settlement company. This has led to many consumer complaints of mistreatment or fraud, where all bankruptcy lawyers are supervised closely by the federal courts.

Finally, bankruptcy allows you to immediately start rebuilding your credit score, stopping all previous negative credit reporting. Debt consolidation and settlement hurt your credit further by continually adding negative late pay history to your credit.

Considering Bankruptcy? Call 913.225.8330.

Our Johnson County bankruptcy attorneys are dedicated to helping you and your family through the entire legal process. From filing to rebuilding your credit, we work as your legal partner, helping you seek a positive outcome for your financial future.

Call Moore & Associates, LLC at (913) 225-8330 to schedule your free case consultation today.

Rave Reviews from
Happy clients

  • You brought the sunshine to my raining day.

    “Thank you so much again for taking the time out to work with me again. You brought the sunshine to my raining day.”

    Ms. T

  • I was totally impressed and satisfied with all of the members of the Moore & Associates.

    “I was totally impressed and satisfied with all of the members of the Moore & Associates law firm. They are friendly and professional in every manner. I thank them for their continued support.”

    Mr. S

  • I am pleased with the level of service I received.

    “I must say, I was a little apprehensive and afraid about filing bankruptcy. However, my attorney and his staff were very understanding and willing to assist me with answers to all of the questions I had. The staff showed excellent hospitality when I arrived at their office. I am pleased with the level of service I received, with the step by step guidance and what was to be expected during the whole process. I would definitely recommend Moore and Associates to anyone that I thought may need their services.”

    Ms. R

  • You treated me with professionalism, kindness and respect.

    “I am so grateful for your compassion and understanding. I was an emotional wreck when I walked into your office. I had $20.00 in my pocket and an empty gas tank. You treated me with professionalism, kindness and respect. Thank you!”

    Ms. P

  • Thank you for everything!

    “Thank you for everything! We are very pleased with the way your law firm handled our bankruptcy request. We have been referring clients to your office and will continue to do so. ”

    Mrs. M