Debt Elimination

Assistance from Our Kansas City & Johnson County Bankruptcy Lawyers

Facing your debts can be daunting. The often overwhelming thought that you cannot pay your bills and make ends meet can greatly impact you and your family’s quality of life, and having debts hanging over your head can create uncertainty and unnecessary stress.

Don’t face your debts on your own. If you live in Johnson County, Wyandotte County, Jackson County or anywhere in the Kansas City metro area, contact Moore & Associates, LLC for help with debt elimination.

How Can I Eliminate My Debts?

Bankruptcy law allows some debts to be discharged or eliminated upon the filing of a bankruptcy petition. If a debt is discharged it means that the bankruptcy filer is no longer legally liable to pay that debt. In essence, that debt is eliminated.

The types of debts that can generally be eliminated include:

Credit cards
Medical bills
Payday loans
Personal loans without a pledge of collateral
Overdue utility bills
Debts arising from a past car repossession or eviction
Debts owed because of a past foreclosure
Most lawsuit judgments

Certain back tax debts may also be discharged if your tax returns were filed in a timely manner and certain other criteria are met. To learn more about issues that arise with tax debts, do not hesitate to contact Moore & Associates, LLC.

Are There Debts that Cannot be Eliminated?

Debts that cannot be discharged by filing bankruptcy include:

Child Support & Alimony
Most Taxes
Secured Debts to keep assets - mortgage & car loans
Nebraska Furniture Mart
Student Loans
Criminal & Traffic Fines
Unemployment Overpayments
Social Security Overpayments

In these cases, our Kansas City and Johnson County bankruptcy attorneys can help you devise a plan to help you pay back what you owe and get you back on your feet.

Call our firm today at (913) 225-8330 to learn more during a complimentary consultation.

Rave Reviews from
Happy Clients

I just wanted to say thank you.
“We received the release of my garnishment fax today, so it looks like I will get paid this Friday. I just wanted to say thank you, thank you, thank you!”

Mr. S
Doug addressed all of my concerns during my bankruptcy.
“Doug addressed all of my concerns during my bankruptcy. Never once did I feel belittled or unimportant to him or the staff. Everyone was very kind and virtuous. My case was given great attention to detail and communication was phenomenal!!! I have already recommended Moore & Associates to friends in need. ”

Cherie C.
I was totally impressed and satisfied with all of the members of the Moore & Associates.
“I was totally impressed and satisfied with all of the members of the Moore & Associates law firm. They are friendly and professional in every manner. I thank them for their continued support.”

Mr. S
Nancy was awesome and I felt a sense of relief after I left your office this afternoon.
“Nancy was awesome and I felt a sense of relief after I left your office this afternoon. I can breathe! Thank you for notifying my car creditor so they don't come and repossess my car!”

Ms. B.
I have been very impressed.
“I have been very impressed with everyone’s treatment of me and the results of my filing. Just wanted to share the compliment!”

Ms. S.