Debt Elimination

Assistance from Our Kansas City & Johnson County Bankruptcy Lawyers

Facing your debts can be daunting. The often overwhelming thought that you cannot pay your bills and make ends meet can greatly impact you and your family’s quality of life, and having debts hanging over your head can create uncertainty and unnecessary stress.

Don’t face your debts on your own. If you live in Johnson County, Wyandotte County, Jackson County or anywhere in the Kansas City metro area, contact Moore & Associates, LLC for help with debt elimination.

How Can I Eliminate My Debts?

Bankruptcy law allows some debts to be discharged or eliminated upon the filing of a bankruptcy petition. If a debt is discharged it means that the bankruptcy filer is no longer legally liable to pay that debt. In essence, that debt is eliminated.

The types of debts that can generally be eliminated include:

Credit cards
Medical bills
Payday loans
Personal loans without a pledge of collateral
Overdue utility bills
Debts arising from a past car repossession or eviction
Debts owed because of a past foreclosure
Most lawsuit judgments

Certain back tax debts may also be discharged if your tax returns were filed in a timely manner and certain other criteria are met. To learn more about issues that arise with tax debts, do not hesitate to contact Moore & Associates, LLC.

Are There Debts that Cannot be Eliminated?

Debts that cannot be discharged by filing bankruptcy include:

Child Support & Alimony
Most Taxes
Secured Debts to keep assets - mortgage & car loans
Nebraska Furniture Mart
Student Loans
Criminal & Traffic Fines
Unemployment Overpayments
Social Security Overpayments

In these cases, our Kansas City and Johnson County bankruptcy attorneys can help you devise a plan to help you pay back what you owe and get you back on your feet.

Call our firm today at (913) 225-8330 to learn more during a complimentary consultation.

Rave Reviews from
Happy Clients

I’m very grateful.
“I just wanted to say thank you so very much for the letter that you drafted for me to help assure people that my Chapter 13 will not hurt them. I am convinced that without that letter I would not have been able to rent the apartment from the complex that I wanted to rent from. I just wanted to take a minute and tell you how much I appreciate all of your help and I’m very grateful that you took the time to create that letter for me. I hope that you have a very Happy Holiday season.”

Ms. M
They have all gone above and beyond in helping me and answering my questions in a very timely manner.
“Hill, thank you very much to you and your staff. They have all gone above and beyond in helping me and answering my questions in a very timely manner. I am confident knowing you guys are the best and best interests at heart and will have no problem referring anyone in the future to you. Looking forward to moving past this chapter in my life and feeling financially secure again. Thank you again.”

Mr. AB
Thank you and Hill.
“Thank you and Hill, for getting us through this process. If we know of any family or friends that need representation, we will direct them your way.”

Mrs. Smith
You brought the sunshine to my raining day.
“Thank you so much again for taking the time out to work with me again. You brought the sunshine to my raining day.”

Ms. T
I was impressed how you handled everything professionally and quickly with my case. I will continue to refer people to you. Thank you so much!
“I was impressed how you handled everything professionally and quickly with my case. I will continue to refer people to you. Thank you so much!”

Mr. G.