Kansas City Area Bankruptcy Firm
No Cash Upfront Options Available 913.742.8700

Due to unfortunate circumstances, our firm is closing its doors. If you are looking to hire legal representation in Kansas we are currently referring clients to Skinner Law Firm and/or Coons & Crump, if you are looking to hire legal representation in Missouri we are currently referring clients to The Sader Law Firm. Thank you.

Restore Your Credit, Reclaim Your Life Contact Moore & Associates, LLC
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Refinancing Mortgage & Payments After Chapter 13 Bankruptcy

Learn about Life After Bankruptcy with Moore & Associates, LLC

If you are completing your chapter 13 plan, and were paying a mortgage through the plan to catch up an arrearage, there are some things you need to know to make the transition a smooth one. Our dedicated bankruptcy attorneys in KS will help you through debt relief options during bankruptcy, as well as following your filing.

Questions about refinancing your mortgage during Chapter 13? Contact us online or call (913) 742-8700 for more information!

When Do I Stop Making Monthly Mortgage Payments During Bankruptcy?

The Trustee will file a pleading called a “Notice of Final Cure Payment” shortly before your case completes. This document should detail the point at which the Trustee will stop making your monthly mortgage payment, and therefore when ongoing payments will become your responsibility. It is important to read the document and understand when you need to start making your payments again.

Regular Billing Statements

It is possible that you will not receive a printed bill, or be able to access your lender’s usual online payment system. This may be a short term issue, such that you will start receiving bills after a few months, or the problem may persist longer. Feel free to contact your lender and ask them to resume regular billing statements. In any event, it is a good idea to have your loan number, payment amount and the address to send payments written down somewhere so you can send a payment by regular mail if necessary.

Transitioning Out Of Bankruptcy

Remember that not receiving a bill will not be seen as an excuse for not making your payments when the case is over, so be sure to take the necessary steps to make your transition out of bankruptcy a smooth one.

Rave Reviews from
Happy clients

  • I was totally impressed and satisfied with all of the members of the Moore & Associates.

    “I was totally impressed and satisfied with all of the members of the Moore & Associates law firm. They are friendly and professional in every manner. I thank them for their continued support.”

    Mr. S

  • You showed impeccable character and integrity and I am forever grateful!

    “It's been a couple of years now since I completed my bankruptcy but I feel compelled to leave a review for Mr. Moore and his entire staff. This a judgment free place. They held my hand, explained the entire process to me each step of the way, and answered every single question I had. Make no mistake, the decision to file is difficult, but when you have a firm like this in your corner, they become your protectors and will do just that. No more creditors calling all hours relieved my anxiety and the payment plan was so easy. Please, accept my sincerest gratitude, Mr. Moore. You showed impeccable character and integrity and I am forever grateful.”

    Lisa H

  • I’m very grateful.

    “I just wanted to say thank you so very much for the letter that you drafted for me to help assure people that my Chapter 13 will not hurt them. I am convinced that without that letter I would not have been able to rent the apartment from the complex that I wanted to rent from. I just wanted to take a minute and tell you how much I appreciate all of your help and I’m very grateful that you took the time to create that letter for me. I hope that you have a very Happy Holiday season.”

    Ms. M

  • I will most certainly recommend you guys.

    “Great news. I received my secured credit card over the weekend, so timing was perfect. I will most certainly recommend you guys.”

    Mr. M

  • I truly appreciate everything.

    “Thank you for all your office has done for me so far. I truly appreciate everything. I have new hope for my financial future. Feels good.”

    Ms. R