Kansas City Area Bankruptcy Firm
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Refinancing Mortgage & Payments After Chapter 13 Bankruptcy

Learn about Life After Bankruptcy with Moore & Associates, LLC

If you are completing your chapter 13 plan, and were paying a mortgage through the plan to catch up an arrearage, there are some things you need to know to make the transition a smooth one. Our dedicated bankruptcy attorneys in KS will help you through debt relief options during bankruptcy, as well as following your filing.

Questions about refinancing your mortgage during Chapter 13? Contact us online or call (913) 225-8330 for more information!

When Do I Stop Making Monthly Mortgage Payments During Bankruptcy?

The Trustee will file a pleading called a “Notice of Final Cure Payment” shortly before your case completes. This document should detail the point at which the Trustee will stop making your monthly mortgage payment, and therefore when ongoing payments will become your responsibility. It is important to read the document and understand when you need to start making your payments again.

Regular Billing Statements

It is possible that you will not receive a printed bill, or be able to access your lender’s usual online payment system. This may be a short term issue, such that you will start receiving bills after a few months, or the problem may persist longer. Feel free to contact your lender and ask them to resume regular billing statements. In any event, it is a good idea to have your loan number, payment amount and the address to send payments written down somewhere so you can send a payment by regular mail if necessary.

Transitioning Out Of Bankruptcy

Remember that not receiving a bill will not be seen as an excuse for not making your payments when the case is over, so be sure to take the necessary steps to make your transition out of bankruptcy a smooth one.

Rave Reviews from
Happy Clients

  • I have been very impressed.

    “I have been very impressed with everyone’s treatment of me and the results of my filing. Just wanted to share the compliment!”

    Ms. S.

  • Moore and Associates made us feel comfortable.

    “Moore and Associates made us feel comfortable during this very difficult time for our family. They were definitely professional as well as personable and kind. I will recommend Hill and his staff to family and friends if they too are faced with a situation such as ours.”

    Mrs. R.

  • I was impressed how you handled everything professionally and quickly with my case. I will continue to refer people to you. Thank you so much!

    “I was impressed how you handled everything professionally and quickly with my case. I will continue to refer people to you. Thank you so much!”

    Mr. G.

  • Robin and the firm are heaven sent!

    “Good morning Robin. You and the firm are heaven sent. I can't thank you enough and I mean that from the bottom of my heart. I can truly see light at the end of tunnel and me finally getting my life back on track. Thank you thank you thank you!!! ”

    Mr. C.

  • I wanted to take a minute to let you know how grateful I am

    “I wanted to take a minute to let you know how grateful I am for your firm. I can finally see the light at the end of the tunnel and am really excited to get this put behind me.”

    Ms. S.