Kansas City Area Bankruptcy Firm
No Cash Upfront Options Available 913.225.8330 816.656.2652
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Refinancing Mortgage & Payments After Chapter 13 Bankruptcy

Learn about Life After Bankruptcy with Moore & Associates, LLC

If you are completing your chapter 13 plan, and were paying a mortgage through the plan to catch up an arrearage, there are some things you need to know to make the transition a smooth one. Our dedicated bankruptcy attorneys in KS will help you through debt relief options during bankruptcy, as well as following your filing.

Questions about refinancing your mortgage during Chapter 13? Contact us online or call (913) 225-8330 for more information!

When Do I Stop Making Monthly Mortgage Payments During Bankruptcy?

The Trustee will file a pleading called a “Notice of Final Cure Payment” shortly before your case completes. This document should detail the point at which the Trustee will stop making your monthly mortgage payment, and therefore when ongoing payments will become your responsibility. It is important to read the document and understand when you need to start making your payments again.

Regular Billing Statements

It is possible that you will not receive a printed bill, or be able to access your lender’s usual online payment system. This may be a short term issue, such that you will start receiving bills after a few months, or the problem may persist longer. Feel free to contact your lender and ask them to resume regular billing statements. In any event, it is a good idea to have your loan number, payment amount and the address to send payments written down somewhere so you can send a payment by regular mail if necessary.

Transitioning Out Of Bankruptcy

Remember that not receiving a bill will not be seen as an excuse for not making your payments when the case is over, so be sure to take the necessary steps to make your transition out of bankruptcy a smooth one.

Rave Reviews from
Happy clients

  • An extra thank you to Hill

    “An extra thank you to Hill for his time and attention and kindness yesterday. Feeling great moving forward with this organization.”

    Mrs. K

  • Robin and the firm are heaven sent!

    “Good morning Robin. You and the firm are heaven sent. I can't thank you enough and I mean that from the bottom of my heart. I can truly see light at the end of tunnel and me finally getting my life back on track. Thank you thank you thank you!!! ”

    Mr. C.

  • Hill and his staff made me feel extremely comfortable.

    “Hill and his staff made me feel extremely comfortable answering any questions that I had. They kept me updated through the process and assisted with figuring out which chapter would be best. I never thought that filing would be so easy and fast. Thanks so much.”

    Ms. C.

  • I was impressed how you handled everything professionally and quickly with my case. I will continue to refer people to you. Thank you so much!

    “I was impressed how you handled everything professionally and quickly with my case. I will continue to refer people to you. Thank you so much!”

    Mr. G.

  • The professionalism and attention to detail were amazing.

    “To say Moore & Associates were helpful is an understatement. The professionalism and attention to detail were amazing. I was working 3 jobs at the time, and trying to just keep my head above water and was slowly giving up on the idea that there was anyone who could help. I had talked with other law offices and I felt like just a number to them. That was not the case with Moore & Associates.”

    Mr. S.