Kansas City Area Bankruptcy Firm
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Refinancing Mortgage & Payments After Chapter 13 Bankruptcy

Learn about Life After Bankruptcy with Moore & Associates, LLC

If you are completing your chapter 13 plan, and were paying a mortgage through the plan to catch up an arrearage, there are some things you need to know to make the transition a smooth one. Our dedicated bankruptcy attorneys in Lenexa, KS will help you through debt relief options during bankruptcy, as well as following your filing.

Questions about refinancing your mortgage during Chapter 13? Contact us online or call (913) 225-8330 for more information!

When Do I Stop Making Monthly Mortgage Payments During Bankruptcy?

The Trustee will file a pleading called a “Notice of Final Cure Payment” shortly before your case completes. This document should detail the point at which the Trustee will stop making your monthly mortgage payment, and therefore when ongoing payments will become your responsibility. It is important to read the document and understand when you need to start making your payments again.

Regular Billing Statements

It is possible that you will not receive a printed bill, or be able to access your lender’s usual online payment system. This may be a short term issue, such that you will start receiving bills after a few months, or the problem may persist longer. Feel free to contact your lender and ask them to resume regular billing statements. In any event, it is a good idea to have your loan number, payment amount and the address to send payments written down somewhere so you can send a payment by regular mail if necessary.

Transitioning Out Of Bankruptcy

Remember that not receiving a bill will not be seen as an excuse for not making your payments when the case is over, so be sure to take the necessary steps to make your transition out of bankruptcy a smooth one.

Rave Reviews from
Happy Clients

  • I really do appreciate having such a great attorney.

    “Thank you for all of your time, help, patience, etc. I really do appreciate having such a great attorney and his AMAZING staff. You all have made this process a lot easier to go thru.”

    Ms. P

  • I’m very grateful.

    “I just wanted to say thank you so very much for the letter that you drafted for me to help assure people that my Chapter 13 will not hurt them. I am convinced that without that letter I would not have been able to rent the apartment from the complex that I wanted to rent from. I just wanted to take a minute and tell you how much I appreciate all of your help and I’m very grateful that you took the time to create that letter for me. I hope that you have a very Happy Holiday season.”

    Ms. M

  • I was totally impressed and satisfied with all of the members of the Moore & Associates.

    “I was totally impressed and satisfied with all of the members of the Moore & Associates law firm. They are friendly and professional in every manner. I thank them for their continued support.”

    Mr. S

  • The professionalism and attention to detail were amazing.

    “To say Moore & Associates were helpful is an understatement. The professionalism and attention to detail were amazing. I was working 3 jobs at the time, and trying to just keep my head above water and was slowly giving up on the idea that there was anyone who could help. I had talked with other law offices and I felt like just a number to them. That was not the case with Moore & Associates.”

    Mr. S.

  • I was impressed how you handled everything professionally and quickly with my case. I will continue to refer people to you. Thank you so much!

    “I was impressed how you handled everything professionally and quickly with my case. I will continue to refer people to you. Thank you so much!”

    Mr. G.