If you need to buy a car while in your Chapter 13, there are several dealers that our CH13 clients have had success with and sell a decent, reliable car. However, if you have not completed the credit rebuilding process with a credit score of 675 +, the interest rate will be high.
The following dealers have sold cars to our chapter 13 clients and understand the process:
Before you purchase we will need to file a Motion to Borrow with the court before the dealer can finalize the deal. This usually takes about 21-28 days. The terms of the purchase are usually limited to $15K purchase price, 72 month term of the loan, payments no higher than $450/month and an interest rate at or below 27%.
Please let us know your intentions and we will file the paperwork and provide you a copy of the Motion that you can take with you as you look for a car. YOU DO NOT HAVE TO SPEND AS MUCH AS THE COURT ALLOWS. Purchase what you can afford. Also, we will need you to tell us how you will afford the new payment (increased pay, overtime, surrendering old car, help from family, reduced expenses, etc….). Just email your case attorney with these details.
Nancy@Moorebklaw.com
Doug@Moorebklaw.com
Robin@Moorebklaw.com
“Thank you guys so much for all your help!”
“I still remain so very thankful to you.”
“My husband and I enjoyed doing business with you and your firm.”
Nancy was awesome and I felt a sense of relief after I left your office this afternoon.
“I’m very grateful.”
“Thank you for all of your assistance.”
They have all gone above and beyond in helping me and answering my questions in a very timely manner.
“Thank you very much.”
“Thanks so very much for helping us.”
“It has been a pleasure to work with you.”
“You all have been beyond awesome!”
“Thank you for everything!”
I really appreciate the way things have gone!
“You treated me with professionalism, kindness and respect.”
“Robin and the firm are heaven sent!”
“I just want to thank you for your incredible kindness.”
“They were very pleasant and friendly.”
“They really helped me through my some tough times.”
“You and your staff were so nice during this difficult time.”
“I really do appreciate having such a great attorney.”
“”
“I truly appreciate everything.”
“Hill and his staff made me feel extremely comfortable.”
“I just wanted to say thank you.”
“I am pleased with the level of service I received.”
“My wife and I were more than pleased with the service of Moore and Associates.”
I'm so, so grateful!
“Your entire staff has been very helpful.”
“You brought the sunshine to my raining day.”
“We want to thank Moore & Associates so much for all their assistance.”
“Thanks for everything.”
“I will most certainly recommend you guys.”
“Highly recommend this firm.”
“I truly appreciate everything.”
“Moore and Associates made us feel comfortable.”
“You are so awesome!”
“I was totally impressed and satisfied with all of the members of the Moore & Associates.”
“I really appreciate your help.”
The professionalism and attention to detail were amazing.
“Thank you and Hill.”
“You handled yourself very professionally.”
“Your staff is friendly and welcomed me.”
“I am grateful to you for everything you’ve done.”
“I wanted to take a minute to let you know how grateful I am”
“You have made this so easy for us.”
You were very professional and helped me out a lot.
“Everyone at your law firm has been very helpful and outstanding.”
“Thank you and what a blessing you have been”
“I was impressed how you handled everything.”
I will recommend Moore & Associates to everyone!
“I was very happy with the professional care.”
“I have been very impressed.”
“Mr. Moore thank you for your assistance.”
“I really appreciate your help.”