Notice: Due to COVID-19, we will be conducting all consultations via phone. We are open and here to help people in these trying times.
Please don’t hesitate to call us if you have any questions! Learn More.
Kansas City Area Bankruptcy Firm
No Cash Upfront Options Available 913.225.8330 816.656.2652
Restore Your Credit, Reclaim Your Life Contact Moore & Associates, LLC
Contact Us

Our attorneys are ready to assist you.

  • Please enter your name.
  • This isn't a valid email address.
    Please enter your email address.
  • This isn't a valid phone number.
    Please enter your phone number.
    You entered an invalid number.
  • Please select an option.
    Please select an option.
    Please select an option.
  • Please enter a message.

CH13 Car Purchase Process

Kansas City Bankruptcy Attorneys

If you need to buy a car while in Chapter 13, there are several dealers that our CH13 clients have had success with and sell a decent, reliable car. However, if you have not completed the credit rebuilding process with a credit score of 675 +, the interest rate will be high.

The following dealers have sold cars to our chapter 13 clients and understand the process:

  1. DriveTime – Noland Rd #816-859-7585 – Contact Tynell Baker
  2. Cable-Dahmer Chevrolet in Independence, MO – contact Patrick Sullivan #816-254-3860
  3. McCarthy Hyundai – Blue Springs, MO – contact Kevin #816-285-3252
  4. Shawnee Mission Kia - #913-384-9100 - Merriam KS
  5. Lawrence Kia - #785-856-8700 – Lawrence KS
  6. McCarthy Chevrolet in Lee’s Summit, MO – 816-875-4678
  7. C & S Sales in Belton, MO – contact John Theis #816-331-8331
  8. CarSmart Auto Sales – Kansas City, MO - #816-437-8888 – Contact Ted

Before you purchase we will need to file a Motion to Borrow with the court before the dealer can finalize the deal. This usually takes about 21-28 days. The terms of the purchase are usually limited to $15K purchase price, 72 month term of the loan, payments no higher than $450/month and an interest rate at or below 27%.

Please let us know your intentions and we will file the paperwork and provide you a copy of the Motion that you can take with you as you look for a car. YOU DO NOT HAVE TO SPEND AS MUCH AS THE COURT ALLOWS. Purchase what you can afford. Also, we will need you to tell us how you will afford the new payment (increased pay, overtime, surrendering old car, help from family, reduced expenses, etc….).

Contact our firm today to discuss your options by calling us at (913) 225-8330.

Rave Reviews from
Happy clients

  • Thank you for everything!

    “Thank you for everything! We are very pleased with the way your law firm handled our bankruptcy request. We have been referring clients to your office and will continue to do so. ”

    Mrs. M

  • Hill and his staff made me feel extremely comfortable.

    “Hill and his staff made me feel extremely comfortable answering any questions that I had. They kept me updated through the process and assisted with figuring out which chapter would be best. I never thought that filing would be so easy and fast. Thanks so much.”

    Ms. C.

  • You brought the sunshine to my raining day.

    “Thank you so much again for taking the time out to work with me again. You brought the sunshine to my raining day.”

    Ms. T

  • I really appreciate your help.

    “The judge ruled that they give me back the cost of the car plus court fee. It was a long process but God helped me through all the steps by providing people like you to help me out. I really appreciate your help. God bless!”

    Ms. F

  • I was totally impressed and satisfied with all of the members of the Moore & Associates.

    “I was totally impressed and satisfied with all of the members of the Moore & Associates law firm. They are friendly and professional in every manner. I thank them for their continued support.”

    Mr. S