CH13 Car Purchase Process

Kansas City Bankruptcy Attorneys

If you need to buy a car while in Chapter 13, there are several dealers that our CH13 clients have had success with and sell a decent, reliable car. However, if you have not completed the credit rebuilding process with a credit score of 675 +, the interest rate will be high.

The following dealers have sold cars to our chapter 13 clients and understand the process:

DriveTime – Noland Rd #816-859-7585 – Contact Tynell Baker
Cable-Dahmer Chevrolet in Independence, MO – contact Patrick Sullivan #816-254-3860
McCarthy Hyundai – Blue Springs, MO – contact Kevin #816-285-3252
Shawnee Mission Kia - #913-384-9100 - Merriam KS
Lawrence Kia - #785-856-8700 – Lawrence KS
McCarthy Chevrolet in Lee’s Summit, MO – 816-875-4678
C & S Sales in Belton, MO – contact John Theis #816-331-8331
CarSmart Auto Sales – Kansas City, MO - #816-437-8888 – Contact Ted

Before you purchase we will need to file a Motion to Borrow with the court before the dealer can finalize the deal. This usually takes about 21-28 days. The terms of the purchase are usually limited to $15K purchase price, 72 month term of the loan, payments no higher than $450/month and an interest rate at or below 27%.

Please let us know your intentions and we will file the paperwork and provide you a copy of the Motion that you can take with you as you look for a car. YOU DO NOT HAVE TO SPEND AS MUCH AS THE COURT ALLOWS. Purchase what you can afford. Also, we will need you to tell us how you will afford the new payment (increased pay, overtime, surrendering old car, help from family, reduced expenses, etc….).

Contact our firm today to discuss your options by calling us at (913) 225-8330.

Rave Reviews from
Happy Clients

I was impressed how you handled everything professionally and quickly with my case. I will continue to refer people to you. Thank you so much!
“I was impressed how you handled everything professionally and quickly with my case. I will continue to refer people to you. Thank you so much!”

Mr. G.
I'm so, so grateful!
“Dear Ms. Skinner, I can't thank you enough for all that you, Mr. Moore, Amanda, and all of the staff have done on my behalf. I will most definitely refer you to others. I wish Moore and Associates all the very best in the future. Well done! I'm so, so grateful! :)”

Ms. R.
You showed impeccable character and integrity and I am forever grateful!
“It's been a couple of years now since I completed my bankruptcy but I feel compelled to leave a review for Mr. Moore and his entire staff. This a judgment free place. They held my hand, explained the entire process to me each step of the way, and answered every single question I had. Make no mistake, the decision to file is difficult, but when you have a firm like this in your corner, they become your protectors and will do just that. No more creditors calling all hours relieved my anxiety and the payment plan was so easy. Please, accept my sincerest gratitude, Mr. Moore. You showed impeccable character and integrity and I am forever grateful.”

Lisa H
Mr. Moore thank you for your assistance.
“Mr. Moore thank you for your assistance today. This is a true blessing towards a new beginning for our family. We look forward to working with you to better our financial situation. Thank you and God bless.”

Mrs. R.
Hill and his staff made me feel extremely comfortable.
“Hill and his staff made me feel extremely comfortable answering any questions that I had. They kept me updated through the process and assisted with figuring out which chapter would be best. I never thought that filing would be so easy and fast. Thanks so much.”

Ms. C.