Kansas City Area Bankruptcy Firm
No Cash Upfront Options Available 913.225.8330 816.656.2652
Restore Your Credit, Reclaim Your Life Contact Moore & Associates, LLC
Contact Us

Our attorneys are ready to assist you.

  • Please enter your name.
  • This isn't a valid email address.
    Please enter your email address.
  • This isn't a valid phone number.
    Please enter your phone number.
    You entered an invalid number.
  • Please select an option.
    Please select an option.
    Please select an option.
  • Please enter a message.

CH13 Car Purchase Process

Kansas City Bankruptcy Attorneys

If you need to buy a car while in your Chapter 13, there are several dealers that our CH13 clients have had success with and sell a decent, reliable car. However, if you have not completed the credit rebuilding process with a credit score of 675 +, the interest rate will be high.

The following dealers have sold cars to our chapter 13 clients and understand the process:

  1. DriveTime – Noland Rd #816-859-7585 – Contact Tynell Baker
  2. Cable-Dahmer Chevrolet in Independence, MO – contact Patrick Sullivan #816-254-3860
  3. McCarthy Hyundai – Blue Springs, MO – contact Kevin #816-285-3252
  4. Shawnee Mission Kia - #913-384-9100 - Merriam KS
  5. Lawrence Kia - #785-856-8700 – Lawrence KS
  6. McCarthy Chevrolet in Lee’s Summit, MO – 816-875-4678
  7. C & S Sales in Belton, MO – contact John Theis #816-331-8331
  8. CarSmart Auto Sales – Kansas City, MO - #816-437-8888 – Contact Ted

Before you purchase we will need to file a Motion to Borrow with the court before the dealer can finalize the deal. This usually takes about 21-28 days. The terms of the purchase are usually limited to $15K purchase price, 72 month term of the loan, payments no higher than $450/month and an interest rate at or below 27%.

Please let us know your intentions and we will file the paperwork and provide you a copy of the Motion that you can take with you as you look for a car. YOU DO NOT HAVE TO SPEND AS MUCH AS THE COURT ALLOWS. Purchase what you can afford. Also, we will need you to tell us how you will afford the new payment (increased pay, overtime, surrendering old car, help from family, reduced expenses, etc….).

Contact our firm today to discuss your options by calling us at (913) 225-8330.

Rave Reviews from
Happy Clients

  • I still remain so very thankful to you.

    “I still remain so very thankful to you for the help you gave me and our discussions together.”

  • Robin and the firm are heaven sent!

    “Good morning Robin. You and the firm are heaven sent. I can't thank you enough and I mean that from the bottom of my heart. I can truly see light at the end of tunnel and me finally getting my life back on track. Thank you thank you thank you!!! ”

    Mr. C.

  • They have all gone above and beyond in helping me and answering my questions in a very timely manner.

    “Hill, thank you very much to you and your staff. They have all gone above and beyond in helping me and answering my questions in a very timely manner. I am confident knowing you guys are the best and best interests at heart and will have no problem referring anyone in the future to you. Looking forward to moving past this chapter in my life and feeling financially secure again. Thank you again.”

    Mr. AB

  • Everyone at your law firm has been very helpful and outstanding.

    “Years of fear are in the past now and I want to say thanks to you and Hill Moore for everything you have done for me. Everyone at your law firm has been very helpful and outstanding. I can’t thank you all enough!”

    Mrs. H

  • You are so awesome!

    “You are so awesome!!! I hadn’t had a chance to call you yet, but obviously don’t need to since you already did this for us. We are very grateful to you and your staff.”

    Mrs. W