Kansas City Area Bankruptcy Firm
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CH13 Car Purchase Process

Kansas City Bankruptcy Attorneys

If you need to buy a car while in Chapter 13, there are several dealers that our CH13 clients have had success with and sell a decent, reliable car. However, if you have not completed the credit rebuilding process with a credit score of 675 +, the interest rate will be high.

The following dealers have sold cars to our chapter 13 clients and understand the process:

  1. DriveTime – Noland Rd #816-859-7585 – Contact Tynell Baker
  2. Cable-Dahmer Chevrolet in Independence, MO – contact Patrick Sullivan #816-254-3860
  3. McCarthy Hyundai – Blue Springs, MO – contact Kevin #816-285-3252
  4. Shawnee Mission Kia - #913-384-9100 - Merriam KS
  5. Lawrence Kia - #785-856-8700 – Lawrence KS
  6. McCarthy Chevrolet in Lee’s Summit, MO – 816-875-4678
  7. C & S Sales in Belton, MO – contact John Theis #816-331-8331
  8. CarSmart Auto Sales – Kansas City, MO - #816-437-8888 – Contact Ted

Before you purchase we will need to file a Motion to Borrow with the court before the dealer can finalize the deal. This usually takes about 21-28 days. The terms of the purchase are usually limited to $15K purchase price, 72 month term of the loan, payments no higher than $450/month and an interest rate at or below 27%.

Please let us know your intentions and we will file the paperwork and provide you a copy of the Motion that you can take with you as you look for a car. YOU DO NOT HAVE TO SPEND AS MUCH AS THE COURT ALLOWS. Purchase what you can afford. Also, we will need you to tell us how you will afford the new payment (increased pay, overtime, surrendering old car, help from family, reduced expenses, etc….).

Contact our firm today to discuss your options by calling us at (913) 225-8330.

Rave Reviews from
Happy clients

  • You brought the sunshine to my raining day.

    “Thank you so much again for taking the time out to work with me again. You brought the sunshine to my raining day.”

    Ms. T

  • Thank you for all of your assistance.

    “Thank you for all of your assistance. I have had a couple of people at work ask me about my bankruptcy attorney. I have said nothing but good things about Hill and the folks at your office. I hope everyone has a fantastic weekend.”

    Mrs. A

  • Thank you and Hill.

    “Thank you and Hill, for getting us through this process. If we know of any family or friends that need representation, we will direct them your way.”

    Mrs. Smith

  • Hill and his staff made me feel extremely comfortable.

    “Hill and his staff made me feel extremely comfortable answering any questions that I had. They kept me updated through the process and assisted with figuring out which chapter would be best. I never thought that filing would be so easy and fast. Thanks so much.”

    Ms. C.

  • Nancy was awesome and I felt a sense of relief after I left your office this afternoon.

    “Nancy was awesome and I felt a sense of relief after I left your office this afternoon. I can breathe! Thank you for notifying my car creditor so they don't come and repossess my car!”

    Ms. B.