Kansas City Area Bankruptcy Firm
No Cash Upfront Options Available 913.742.8700

Due to significant amounts of recent turnover, Moore & Associates will not be taking on new clients.

Restore Your Credit, Reclaim Your Life Contact Moore & Associates, LLC
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CH13 Car Purchase Process

Kansas City Bankruptcy Attorneys

If you need to buy a car while in Chapter 13, there are several dealers that our CH13 clients have had success with and sell a decent, reliable car. However, if you have not completed the credit rebuilding process with a credit score of 675 +, the interest rate will be high.

The following dealers have sold cars to our chapter 13 clients and understand the process:

  1. DriveTime – Noland Rd #816-859-7585 – Contact Tynell Baker
  2. Cable-Dahmer Chevrolet in Independence, MO – contact Patrick Sullivan #816-254-3860
  3. McCarthy Hyundai – Blue Springs, MO – contact Kevin #816-285-3252
  4. Shawnee Mission Kia - #913-384-9100 - Merriam KS
  5. Lawrence Kia - #785-856-8700 – Lawrence KS
  6. McCarthy Chevrolet in Lee’s Summit, MO – 816-875-4678
  7. C & S Sales in Belton, MO – contact John Theis #816-331-8331
  8. CarSmart Auto Sales – Kansas City, MO - #816-437-8888 – Contact Ted

Before you purchase we will need to file a Motion to Borrow with the court before the dealer can finalize the deal. This usually takes about 21-28 days. The terms of the purchase are usually limited to $15K purchase price, 72 month term of the loan, payments no higher than $450/month and an interest rate at or below 27%.

Please let us know your intentions and we will file the paperwork and provide you a copy of the Motion that you can take with you as you look for a car. YOU DO NOT HAVE TO SPEND AS MUCH AS THE COURT ALLOWS. Purchase what you can afford. Also, we will need you to tell us how you will afford the new payment (increased pay, overtime, surrendering old car, help from family, reduced expenses, etc….).

Contact our firm today to discuss your options by calling us at (913) 742-8700.

Rave Reviews from
Happy clients

  • The professionalism and attention to detail were amazing.

    “To say Moore & Associates were helpful is an understatement. The professionalism and attention to detail were amazing. I was working 3 jobs at the time, and trying to just keep my head above water and was slowly giving up on the idea that there was anyone who could help. I had talked with other law offices and I felt like just a number to them. That was not the case with Moore & Associates.”

    Mr. S.

  • I really do appreciate having such a great attorney.

    “Thank you for all of your time, help, patience, etc. I really do appreciate having such a great attorney and his AMAZING staff. You all have made this process a lot easier to go thru.”

    Ms. P

  • You are so awesome!

    “You are so awesome!!! I hadn’t had a chance to call you yet, but obviously don’t need to since you already did this for us. We are very grateful to you and your staff.”

    Mrs. W

  • You showed impeccable character and integrity and I am forever grateful!

    “It's been a couple of years now since I completed my bankruptcy but I feel compelled to leave a review for Mr. Moore and his entire staff. This a judgment free place. They held my hand, explained the entire process to me each step of the way, and answered every single question I had. Make no mistake, the decision to file is difficult, but when you have a firm like this in your corner, they become your protectors and will do just that. No more creditors calling all hours relieved my anxiety and the payment plan was so easy. Please, accept my sincerest gratitude, Mr. Moore. You showed impeccable character and integrity and I am forever grateful.”

    Lisa H

  • I’m very grateful.

    “I just wanted to say thank you so very much for the letter that you drafted for me to help assure people that my Chapter 13 will not hurt them. I am convinced that without that letter I would not have been able to rent the apartment from the complex that I wanted to rent from. I just wanted to take a minute and tell you how much I appreciate all of your help and I’m very grateful that you took the time to create that letter for me. I hope that you have a very Happy Holiday season.”

    Ms. M